Dow Janes

Reviews and ratings: 61 %

Dow James review.

Description Dow Janes

The Dow Janes website is a platform dedicated to empowering women to take control of their finances. It focuses on closing the financial gender gap and offers a program called “Million Dollar Year” to provide financial education to women. The website’s tagline is “Good things happen when women+ have money.”

Key Features of the Website:

Empowerment Message: The site emphasizes the empowerment and celebration of feminism through financial confidence and freedom.

Program Overview: It details the “Million Dollar Year” program, which aims to transform mindsets, habits, and viewpoints on financial goals in 12 months.

Founders: Information about the founders, Laurie Anne King and Britt Williams Baker, is provided, highlighting their backgrounds and commitment to women’s financial empowerment.

Program Structure: The program includes weekly text message accountability, access to an online community, Q&A calls with a financial coach, a 12-step signature curriculum, pre-recorded videos, spreadsheets, workbooks, templates, access to the Financial Training Vault, and live Millionaire Mindset Workshops.

Testimonials: The website features testimonials from participants who have experienced positive changes in their financial habits and mindset.

Getting Started: It guides visitors on how to start with a free masterclass and then enroll in the Million Dollar Year program.

Community Focus: The site emphasizes the importance of a supportive community and the collective journey towards financial independence.

Holistic Approach: Dow Janes takes a holistic view of money, addressing beliefs, emotions, and relationships with money before diving into the practical aspects of finance.

Large Community: The website mentions that over 170,000 women+ have joined their program.

Visuals and Design: The website features images and graphics that align with its theme of financial literacy and self-care for women.

The Dow Janes website presents a comprehensive and women-centric approach to financial education, aiming to make dealing with money feel like self-care and empowering women to achieve financial independence.

Illustrative image for the reviewed website Dow Janes. Source: Dall-E.

Illustrative image for the reviewed website Dow Janes. Source: Dall-E.

Last review update: 14.12.2023

Main advantages

  • Program Focus: The Million Dollar Year program is designed to build good money habits and provide a comprehensive financial education.
  • Customer Feedback: Some customers have praised the program for its effectiveness in improving money management.
  • Founders’ Background: The program is founded by Anne King and Britt, who have backgrounds in successful business and investment advising.
  • Pros of the Program: extensive investment guidance, money management systems,automated savings systems, access to comprehensive financial training, weekly mindset workshops.
  • Legitimacy: The program appears legitimate with transparent information, real founder identities, and a clear business operation.
  • Educational Value: Many customers appreciated the educational content and resources provided in the program.
  • Supportive Community: The program offers a supportive community and regular check-ins, which were praised by several reviewers.
  • Financial Awareness and Organization: Users reported increased awareness and better organization of their finances.
  • Empowerment: The program was seen as empowering, especially for women, in terms of financial literacy and independence.
  • Comprehensive Approach: The holistic approach to investing and financial management was well-received.

Main disadvantages

  • High Cost: A common complaint across various reviews is the high cost of the program, making it potentially inaccessible for some individuals.
  • Overwhelming for Beginners: The extensive investment guidance and comprehensive nature of the program can be overwhelming, especially for those new to financial management.
  • Limited Focus on Diverse Investment Options: The program has been criticized for its heavy focus on certain investment areas like real estate, potentially limiting the development of a diversified investment portfolio.
  • Potential Lack of Support for Complex Financial Situations: Some reviews pointed out that the program might not provide adequate aid for dealing with complex financial scenarios like managing debt or handling finances during a crisis.
  • Sales Pitch Nature: Attendees of the free seminar felt that it was more of a sales pitch than an educational experience, leading to dissatisfaction.
  • Customer Service Issues: There were mentions of issues with customer service response times and lack of prompt assistance when needed.
  • Limited Refund Policy: The refund policy was seen as restrictive, with dissatisfaction expressed over its flexibility and terms.
  • Basic Advice: A few customers felt that the advice and information provided were basic and could be found elsewhere for free.
  • Questionable Legitimacy and Effectiveness: Some users doubted the legitimacy of Dow Janes and questioned whether the program offers anything beyond publicly available information.
  • Skepticism About Value: Participants expressed skepticism about the value of Dow Janes’ coaching program compared to its high cost and the availability of free resources covering similar content.

Expert reviews

65 %

Is Dow Janes Legit or Scam? [2023 Review] from Linkedin.com

Based on the provided review of Dow Janes, here’s a summary and a final score:

Summary of Dow Janes Review: Dow Janes is a financial education company focused on empowering women towards financial freedom, particularly through their “Million Dollar Year” program. Founded by Harvard Business School graduates, it aims to close the financial gender gap by offering extensive investment guidance and personal finance training.

Key Points:

  • Program Focus: The Million Dollar Year program is designed to build good money habits and provide a comprehensive financial education.
  • Customer Feedback: Mixed reviews are noted, with some praising the program for improved money management and others criticizing high costs, lack of personalized help, and customer service issues.
  • Founders: Anne King and Britt, with backgrounds in successful business and investment advising.
  • Pros: Extensive investment guidance, money management systems, automated savings, financial training access, and mindset workshops.
  • Cons: High cost, overwhelming for beginners, limited focus on diverse investment options, and potential lack of support for complex financial situations.
  • Legitimacy: Appears legitimate with transparent information, real founder identities, and a clear business operation.

Final Score: Given the mixed customer reviews, with positives highlighting the program’s comprehensive nature and negatives pointing to high costs and lack of personalized guidance, Dow Janes seems to offer valuable content but may not be suitable for everyone. Balancing these factors, Dow Janes can be scored at 65%. This score reflects a strong educational foundation and legitimacy, but also acknowledges the concerns raised by some customers regarding cost and personalized support.

Read all reviews…

Is Dow Janes Legit or Scam? [2023 Review] [online]. [cited 14 Dec. 2023]. Available from: https://www.linkedin.com/pulse/dow-janes-legit-scam-2023-review-nobsimreviews

 

75 %

IS DOW JANES LEGIT? A COMPREHENSIVE REVIEW, MILLION DOLLAR YEAR, MASTERCLASS, WEBINAR from Legitchecklist.com

Dow Janes Overview:

  • Nature: A financial education company aimed at empowering women to achieve financial independence.
  • Founders: Laurie Anne King and Britt Williams Baker, both MBA holders.
  • Program: Offers the “Million Dollar Year” program, providing tools, resources, and support for financial management and independence.

Legitimacy of Dow Janes:

  • Status: Legitimate company offering financial education and coaching.
  • Evidence: Positive customer reviews, experienced founders, a well-developed program, and transparency in operations.

Million Dollar Year Program:

  • Focus: Helping women achieve financial independence.
  • Components: Weekly calls with a financial coach, access to an online community, pre-recorded videos, various financial tools, and live workshops.
  • Cost: $2,997, with various payment plans available.

Evaluation:

  • Positive Aspects: Comprehensive program, experienced founders, positive reviews, and a focus on women’s financial empowerment.
  • Negative Aspects: High cost, mixed reviews regarding value for money, and some customer complaints about difficulty in use and customer support.

Masterclass:

  • Offering: A free Masterclass titled “Think Like an Investor” to improve financial literacy.

Customer Reviews:

  • Sources: Reddit and Better Business Bureau (BBB).
  • Feedback: Mostly positive but with some complaints about cost and refund policy.

Founders:

  • Profiles: Both founders have a strong background in finance and business, with a mission to empower women financially.

Final Score: Considering the comprehensive nature of the program, the expertise of the founders, positive customer feedback, and the program’s focus on empowering women financially, balanced against the high cost and some negative reviews, Dow Janes can be scored at 75%. This score reflects the company’s strong educational foundation and commitment to women’s financial empowerment, while also acknowledging the concerns regarding cost and customer service.

Read all reviews…

Is Dow Janes Legit? Review, Million Dollar Year, Masterclass, Webinar - Legit Checklist [online] [cited 2023 Dec 14]. Available from: https://www.legitchecklist.com/dow-janes-legit/
70 %

Customer ReviewsforDow Janes LLC from Bbb.org

Positive Aspects:

  • Educational Value: Many customers appreciated the educational content and resources provided in the program.
  • Supportive Community: The program offers a supportive community and regular check-ins, which were praised by several reviewers.
  • Financial Awareness and Organization: Users reported increased awareness and better organization of their finances.
  • Empowerment: The program was seen as empowering, especially for women, in terms of financial literacy and independence.
  • Comprehensive Approach: The holistic approach to investing and financial management was well-received.

Negative Aspects:

  1. High Cost: A common complaint was the high cost of the program, making it inaccessible for some.
  2. Sales Pitch Nature: Some attendees of the free seminar felt it was more of a sales pitch than an educational experience.
  3. Customer Service Issues: Issues with customer service and communication were mentioned.
  4. Limited Refund Policy: Dissatisfaction with the refund policy was a concern for some customers.
  5. Basic Advice: A few customers felt the advice given was basic and could be found elsewhere for free.

Company’s Response: Dow Janes LLC responded to some negative reviews, emphasizing the educational value of their program and the practical tools provided. They also addressed concerns about the cost and the nature of their seminars.

Final Score: Considering the mix of positive and negative reviews, Dow Janes seems to offer valuable educational content and a supportive community, particularly beneficial for women seeking financial literacy and empowerment. However, the high cost and some dissatisfaction with the sales approach and customer service are notable drawbacks. Balancing these factors, Dow Janes can be scored at 70%. This score reflects the company’s strong educational and supportive elements, balanced against the concerns regarding cost, sales tactics, and customer service experiences.

Read all reviews…

Dow Janes LLC | Recenze | Better Business Bureau® Profil [online]. [cit. 14. 12. 2023]. Dostupné z: https://www.bbb.org/us/id/ketchum/profile/financial-consultants/dow-janes-llc-1296-1000119816/customer-reviews
90 %

I tried Dow Janes! from Linkedin.com

Overview:

  • Company: Dow Janes, founded by Britt Baker and Laurie-Anne King, is a financial education company focusing on empowering women.
  • Mission: To level the financial playing field for women, offering tools and resources for money management and investment.
  • Experience: The author shares a positive personal experience with Dow Janes, highlighting its effectiveness in financial education and empowerment.

Key Takeaways:

  • Target Audience: Primarily aimed at women, offering a feminine perspective on financial management.
  • Program Benefits: Includes gaining financial clarity, effective saving strategies, and learning to invest confidently.
  • Program Structure: Offers online courses, communities, and resources for financial education.
  • Customer Feedback: Many women report positive experiences, citing improvements in debt management, business start-ups, and wealth achievement.
  • Author’s Experience: Found the program transformative, particularly appreciating the free masterclass and the supportive community.

Verdict:

  • Legitimacy: Dow Janes is presented as a legitimate and effective financial education program, especially beneficial for women seeking financial empowerment.
  • Impact: The program has reportedly helped many women achieve financial success and clarity.

Final Score: Based on the review, Dow Janes can be rated at 90%. This high score reflects the program’s effectiveness in providing financial education and empowerment, particularly for women, along with the positive personal experience and testimonials shared by the author. The score acknowledges the program’s comprehensive approach to financial literacy and its success in helping participants achieve their financial goals.

Read all reviews…

I tried Dow Janes! [My review] [online]. [cited 14 December 2023]. Available from: https://www.linkedin.com/pulse/i-tried-dow-janes-my-review-david-fort
30 %

I’m Considering Joining Dow Janes but Have My Reservations from Reddit.com

Main Concerns:

  • Skepticism About Value: Participants expressed skepticism about the value of Dow Janes’ coaching program, questioning whether it offers anything beyond publicly available information.
  • High Cost: The cost of the program ($999 for self-study) was a significant concern, with many suggesting more affordable alternatives.
  • Questionable Legitimacy: Some users doubted the legitimacy of Dow Janes, citing a lack of substantial Google results and a confusing company website.

Community Feedback:

  1. Alternative Resources: Users recommended utilizing free resources available online, including financial independence subreddits, Bogleheads forum, and personal finance books.
  2. Financial Independence Basics: The consensus was that basic financial independence principles are widely available for free and paying for such information might not be necessary.
  3. Women-Focused Financial Education: Some users felt that gender-specific financial education might be patronizing, emphasizing that financial principles are universal regardless of gender.

Final Score: Based on the community discussion, Dow Janes receives a score of 30%. This score reflects the community’s skepticism about the program’s value compared to its high cost, the availability of free resources covering similar content, and concerns about the program’s legitimacy and necessity. The score indicates significant reservations among potential users about the benefits of joining Dow Janes, especially considering the wealth of free financial education available.

Read all reviews…

I'm Considering Joining Dow Janes but Have My Reservations [online]. [cit. 14. 12. 2023]. Dostupné z: https://www.reddit.com/r/personalfinance/comments/xcplfp/im_considering_joining_dow_janes_but_have_my/
40 %

Dow Janes Review (2023): Is Million Dollar Year a Scam? from Highincomesource.com

Summary of “Dow Janes Review (2023): Is Million Dollar Year a Scam?” by Jeff Smith:

Overview:

  • Author’s Perspective: Jeff Smith, an experienced Internet entrepreneur, shares his skepticism about financial education programs, including Dow Janes’ Million Dollar Year program.
  • Target Audience: The program is designed for women aiming to become financially independent.
  • Program Structure: Offers a comprehensive curriculum with various resources like weekly calls, online community, and financial training materials.

Program Highlights:

  • Founders: Britt Williams Baker and Laurie Anne King, both with MBA degrees, aim to empower women financially.
  • Content: The program includes a 12-step curriculum, weekly accountability texts, Q&A calls, pre-recorded videos, and financial tools.
  • Cost: $1,998 upfront or $198 per month for a year.

Author’s Critique:

  1. Doubts on Effectiveness: Smith questions the program’s ability to deliver on its promises, especially regarding stock trading and financial management.
  2. High Cost and Refund Issues: He finds the program expensive and notes difficulties in obtaining refunds.
  3. Negative Personal Experience: Smith’s sister, a former student, reportedly lost a significant amount of money after enrolling in the program.

Program’s Advice on Investing:

  • Dollar Cost Averaging: Suggested for stock investing.
  • Real Estate Investing: Recommended, but with caution regarding market conditions.
  • I Bonds and CDs: Proposed as investment options, though their effectiveness can vary based on economic conditions.

Community Feedback:

  • Mixed Reviews: Some success stories are shared on Dow Janes’ sales page, but their authenticity is questioned.
  • BBB Complaints: Several complaints about the program’s effectiveness and refund policy.

Conclusion:

  • Not a Scam, But Caution Advised: While not labeled a scam, the author advises caution due to the high cost, questionable effectiveness, and issues with refunds.
  • Alternative Suggestion: Smith recommends considering affiliate marketing as an alternative for passive income.

Final Score: Based on Jeff Smith’s review, Dow Janes’ Million Dollar Year program receives a score of 40%. This score reflects the author’s skepticism about the program’s effectiveness, concerns about its high cost, difficulties with refunds, and the negative financial impact experienced by his sister. The score suggests that while the program is not outright fraudulent, potential participants should approach with caution and consider alternative financial education resources.

Read all reviews…

Dow Janes Review (2023): Is Million Dollar Year a scam? - A source of high income [online]. [cited 14 December 2023]. Available from: https://highincomesource.com/dow-janes-review/
60 %

Dow Janes Review: Is It Legit? [BBB & Reddit Exposed] from Nobsimreviews.com

Summary of “Dow Janes Review: Is It Legit? [BBB & Reddit Exposed]” by David Fortune:

Overview:

  • Purpose: Dow Janes, founded by Laurie Anne King and Britt Williams Baker, is a financial education company aimed at empowering women to gain control over their finances and close the financial gender gap.
  • Program: Known as Million Dollar Year, it’s a masterclass program designed to provide financial education and celebrate feminism by achieving financial confidence and freedom.

Key Features of Dow Janes:

  • Curriculum: Includes a 12-month program with weekly text message accountability, access to an online community, Q&A calls, pre-recorded videos, workbooks, and financial training resources.
  • Founders: Both founders have MBA degrees and are committed to empowering women financially. Laurie Anne King is an energy healer and coach, while Britt Williams Baker is a Harvard Business School graduate with a strong interest in personal finance.

Million Dollar Year Program:

  • Objective: To help participants develop skills and habits for managing money, including budgeting, saving, investing, and growing wealth.
  • Structure: The program is divided into three phases focusing on building a financial foundation, money management systems, and planning for the future and building wealth.

Cost and Refund Policy:

  • Price: The program offers two payment options: a one-time payment of $3,998 or a monthly installment of $398.
  • Refund: A 14-day refund policy is available, but with a processing fee. There’s also a year-long money-back guarantee under certain conditions.

Customer Reviews and Feedback:

  • BBB Rating: Dow Janes has an A rating on BBB, with some complaints mainly about the refund policy.
  • Reddit Reviews: Users on Reddit expressed concerns about the high cost of the program and suggested that similar content might be available for free online.

Pros and Cons:

  • Pros: Comprehensive training, tailored for women, supportive community, credible founders.
  • Cons: Short refund policy period, high cost, availability of free online resources covering similar content.

Legitimacy:

  • Conclusion: The program is legitimate, but the author suggests considering other options for financial education and empowerment.

Final Score: Based on this review, Dow Janes’ Million Dollar Year program receives a score of 60%. This score reflects the program’s comprehensive nature and focus on women’s financial empowerment but also takes into account the high cost, limited refund policy, and availability of free resources that might offer similar value. The score suggests that while the program is legitimate and potentially beneficial, potential participants should weigh the cost against the available alternatives.

Read all reviews…

Dow Janes Review: Is It Legit? [BBB & Reddit Exposed] [online]. [cited 2023 Dec 14]. Available from: https://nobsimreviews.com/dow-janes/

Expert video reviews

Welcome to Dow Janes! - YouTube [online]. [cited 14 December 2023]. Available from: https://www.youtube.com/watch?v=5idniedcH6k

4 Steps to Make an Extra $1000 a Month - YouTube [online]. [cited 2023 Dec 14]. Available from: https://www.youtube.com/watch?v=aC4ceOMfAdE

Minimalism and Money: 5 Habits to Grow Your Money - YouTube [online]. [cited 14 Dec. 2023]. Available from: https://www.youtube.com/watch?v=tufMiEyRFT4

Investing in stocks for beginners: [online]. [cited 14 December 2023]. Available from: https://www.youtube.com/watch?v=z1IA_6QYZqk

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